Hard Asset That Generates Income, Pays Consistent Returns

In the face of political upheaval, war, and economic uncertainty, investment seekers are searching for investing options that, if faced with the worst case scenario, will offer them a degree of protection. At the moment, many investors see traditional investments – like stocks and bonds – as very risky and (in some instances) significantly overvalued. This has encouraged much of the investment community to move their holdings toward investment alternatives, and avoid unnecessary risk.

One of the most popular classes of alternative investments available to the international investment community is hard assets. This class is comprised of tangible items like shipping containers and collectibles (i.e. fine wine), that are appreciable and observable by investors. In most instances, these opportunities are managed and maintained by an asset manager, just as traditional investments are handled by fund or money managers. This is accommodating to people with a low tolerance for risk when it comes to investing their money.

Another investing strategy that has become increasingly popular with investment seekers is income generating investments. These are options that provide investors with consistent investment earnings. For some, this can be used to supplement income or reinvested to build wealth more quickly. In either case, investors appreciate earning steady money from their investment. It is satisfying and encouraging to move closer to investing goals.

For investment seekers who are interested in a hard asset that generates income, shipping container leases pay consistent returns to container owners. This option has been compared to rental income earned from real estate investments. The advantage of owning shipping containers over real estate is that containers are mobile and can be repositioned to the most prosperous regions across the globe. Commercial and residential properties obviously cannot.

When preparing an investment strategy, investors should carefully consider the performance of each asset in their portfolio, and measure the contribution made to achieving financial goals and investing success. Those investments that fail to demonstrate value should be sold and replaced with investments that avoid financial crisis and deliver steady returns.

Factors to Consider When Creating Road Map to Investing Goals

When people begin to build an investment portfolio, they are immediately confronted with a number of choices and difficult decisions. These include, how much money to invest, where to invest, and how long to invest. The contributing factors in this investing road map must work in partnership to help investors to achieve their financial goals.

When determining how much money to invest, investment-seekers must pay close attention to their immediate financial health. It is essential that any money set aside for investing should be free of any monthly or annual expenses. That said, the amount invested each year should be based on financial goals. Having investment goals is important. It not only provides investors with a target at which to aim, they also provide the motivation necessary to stick to an investing plan.

There are several categories of investments, and many of those categories have thousands of choices within them. So, finding the right investment is not a trivial matter. The single greatest factor, by far, in growing long-term wealth is the rate of return received on an investment. The challenge for investment-seekers is to balance two things that are diametrically opposed: low risk and high returns.

How long you should invest for depends upon your financial situation, goals, tolerance for risk, etc. Honestly, the ideal time period to hold an investment is forever. Investors should only sell investments if something goes wrong at the fundamental level of the company. If the company has sound management, stable profits, and good growth prospects, then the long-term investor need not worry about fluctuations in the company or the economy.

Making good investments is a challenge whether you are an experienced or novice investor. Although choosing investments that balance risk and reward is at the forefront of people’s minds, there are several other important factors to consider when creating the road map to your investment and financial goals.

Beware of People Who Offer Investment Advice And Information

When searching for investments, investors are likely to encounter people who genuinely want to help them, as well as financial predators who want nothing more than to help themselves. The challenge is being able to identify which is which. Often, this can be determined by identifying their motivation for helping.

To Help Investors

The investment community is full of people who have tried and failed, or succeeded, at investing. The experience that these investors have to share can, if applied wisely, be invaluable. Their stories of investing trials and triumphs are filled with information that can help investment-seekers make better, more educated, investment decisions.

The people who will be the most helpful are those who take more interest in others’ situation than their own. Questions and responses are directed at finding positive solutions, not dwelling on the negative or delivering harmful information. Additionally, most people who genuinely want to help will recommend dependable investment blogs, forums, and communities to visit for additional help.

To Help Themselves

Regrettably, in the search for more help with their investment strategy, investors will encounter nefarious characters who are motivated by greed, and hope to achieve their success at the expense of others. Most will use any and every opportunity to attack their competitors, as well as anyone who dares to challenge their opinion. This characterizes the online attack on Davenport Laroche by a young, inexperienced fund manager.

The challenge in these instances, is that some people may be selflessly help in the beginning, but then their motivation becomes clear later on. It is important to understand that most financial advisers and fund managers rely heavily on accumulating an ongoing list of potential clients. These are very often collected on their website through free downloads, newsletter subscriptions, and other incentives like their “free” advice.

Nothing is Free

There is an old saying; “nothing in life is free.” Unfortunately, this applies to investing advice too. The cost to investors, when accepting advice, is an investment in trust. They must trust in the information they’ve been given by (in most instances) a complete stranger. If the person sharing the information, insight, or advice shows themselves to be motivated by anything other than empathy and honesty, the value of their communications should be heavily discounted or perhaps even discarded.